Making 0% Interest Loans to the Working Poor Since 2008 with a 99.51% Repayment Rate!
Since 2008, 95% of donations have gone directly into loans!

International Women's Day 3/8/18 - Click Here
Read our recent article about The Memorial Wall - a way to honor/remember someone special: Click Here
Thanks to two student project on GoFundMe supporting those in Poverty through P2P:
Poverty In America & The Drive to Help People in Poverty
Thanks to the Silicon Valley Community Foundation for their $10,000 donation to the Women's Fund in honor of Ana Marshall

Join our mailing list and follow P2P on Twitter and Facebook - see our About page for more details!

Poverty2Prosperity (P2P)

Poverty2Prosperity (P2P) is a San Francisco Bay Area CA-based 501(c)(3) Non-Profit Microfinance organization engaged in the goal of alleviating and breaking the cycle of poverty through micro-loans and other poverty-escaping projects.

P2P is focused on providing micro-loans to developing-world entrepreneurs who would otherwise not have access to working capital from traditional banks and credit institutions. By providing a 'help out' rather than a 'hand out,' micro-loans form the basis of a renewable source of economic stimulus; once the micro-loan is paid back, it can be re-loaned to another deserving entrepreneur.


Why is this so Amazing?

Here's what's amazing and why you should be interested. When you make a donation to an organization it spends it on goods and services for the cause they support. The difference with P2P is that we are making zero percent loans and that means that the money you donated is repaid back to P2P - AND we loan it right out again to another entrepreneur trying to work their way out of poverty.

That's not even the truly amazing part. What's truly amazing is that our repayment rate over the past nine plus years is 99.51%. Let us put it in these terms; We got an initial donation when we founded P2P of $1,000. That donation is still funding loans today and at our repayment rate, it will for about another 90+ years. Have you ever heard of making a donation that keeps helping people over and over for about 100 years? We like to call it a renewable economic resource, because that's exactly what it is.

P2P follows an asset allocation/protection plan when funding loans and we use the Kiva.org lending platform to find our borrowers. We have received the following achievment awards from Kiva for loaning: Anti-Poverty Focus, Entrepreneurial Support, Family and Community, Vulnerable Group Focus, Client Voice, Facilitation of Savings, and Innovation. We support loans to Agriculture/Food Production, Food Transportation, Clothing, Education, Health, Manufacturing, Arts, Construction, Housing, Renewable Energy, and more while avoiding some loans such as cigarette sales, off-license liquor, pubs, and non-renewable energy source (e.g. charcoal).


Our Perpetual Funds

P2P has a number of funds it manages from general loaning funds to specific funds such as those loans for women only, microloans for education/tuition fees (as we recognize this as an additional way to break out of the cycle of poverty), to a loan fund that attempts to save loans from expiring and going unfunded, and even a Memorial Wall fund to honor those we love. We even have individually named funds from donations for individuals who wanted to be able to track their donation in a single fund. We call most of these accounts, Perpetual Funds, because once funds are deposited into them, they cannot be removed. Please see our Funds Page for a listing of all of our funds with descriptions.


Donate Now! Make a donation that's going to work hard for about 100 years

It's simple - we need more donations so we can fund more loans at a time. There are deserving loans going unfunded at this time and we'd like to be able to do something about it. Don't trust us because we ask you to, trust us because of our results. Seven years of loaning and a 99.51% repayment rate. P2P is a US registered 501(c)(3) tax exempt organization, so your donations are tax-deductible. You can make a donation to any of our funds via our Donations Page.

Since 2008, over 95% of donated funds have gone directly towards poverty-relief microloans. P2P's overhead is very low.


Latest P2P Funded Entrepreneur

This is Joann from the Philippines. She requested a loan of just $75. Her husband raised the family through carpentry. Now she wanted to start her own business like food selling to help her husband earn an income. Because of this, she is requesting a loan to buy food ingredients such as vegetables, spices, and noodles. She will use her loan to improve her sales and earnings. In the future, Joann wishes to improve her business for her children's education.